Our Mission
To provide clear, impartial, and trustworthy guidance on navigating the German insurance system, helping expatriates and residents find suitable coverage based on objective information.
Core Principles
- Accuracy & Detail: We are committed to ensuring the accuracy of insurance policy details, including coverage scope, benefits, exclusions, premiums, and key conditions. Information is sourced directly from provider documentation and official websites whenever possible and verified for correctness.
- Impartiality & Comparison Methodology: Our comparisons of insurance plans are conducted using objective, clearly defined criteria. We strive to present information fairly and without bias towards any specific provider. Our methodology focuses on factors relevant to user needs, such as coverage level, cost-effectiveness, specific benefits, and limitations. Commission potential does not influence rankings or placement in comparisons.
- Clarity & Terminology: The German insurance system involves specific terminology that can be confusing. We commit to explaining insurance jargon and complex concepts in plain, easy-to-understand language, empowering users to grasp their options.
- Sourcing & Verification: Information about specific insurance policies is checked against official provider sources. General information about the German insurance system is referenced from reputable industry bodies or government resources.
- User Focus: Our content aims to help users identify their specific insurance needs based on their situation in Germany (e.g., employment status, visa type, family) and understand which types of policies (e.g., public health, private health, liability) are relevant or mandatory.
- Editorial Independence & Disclosure: Insurance Germany earns revenue through commissions when users purchase policies via links on our site. We are transparent about this funding model. However, these commercial relationships do not influence our editorial content, comparisons, or recommendations. Our primary commitment is to provide users with objective information to make the best choice for them. This separation is fundamental to our operation.
- Content Updates: Insurance policies and regulations can change. We implement processes to monitor for significant changes and update our content accordingly to maintain relevance and accuracy. Content review dates are indicated where appropriate.
- Expertise & Review: Content is created and reviewed by individuals knowledgeable about the German insurance landscape or skilled in interpreting and comparing complex policy information objectively.
- Reader Feedback: We encourage readers to contact us on our contact page if they find information that appears inaccurate or requires clarification. We review all feedback and make necessary updates to uphold our standards.